Understanding business financing

Resources for understanding factoring, PO financing, and supply chain financing and how they compare to other types of business financing.

AR Management and Credit Protection

When you get factoring through Spearfish, you also get world class AR management and credit protection, saving you money…

Credit Risk Insurance

This is a time of high uncertainty and risk. For many companies the coronavirus lockdown has made existing debt…

Turned Down By a Bank?

Even before the coronavirus pandemic pushed the economy into recession, there were certain types of businesses that had…

What Is CAD Financing?

Cash Against Documents (CAD) is a form of financing that reduces transactional risk for exporters and importers. It’s…

What is WIP Financing?

WIP (Work-in-Progress) financing is a method of financing whereby a manufacturer obtains the working capital needed to…

Cost of Capital and ROI

Regardless of the type of business financing you have been offered, it’s critical to know what the total cost of capital…